Partner Policy (B2B)
2026-05-17 · v1.0 / maj 2026
This policy governs the legal, operational, and financial relationships between Findes Marketing d.o.o. / Investra International Ltd (hereinafter: Findes Group) and legal entities and sole traders (hereinafter: Partners) participating within the framework of Master Franchises, sub-franchises, development projects (Developers), real estate agencies (Agencies), or White-label integrations on the Investra.io, Unifyr.space, and related platforms.
The Findes Group ecosystem is based on a strict hierarchical structure that defines rights, obligations, and data visibility within the IT system (dashboards):
1.1 Master Franchise (Main franchise for a country)
The highest level of partnership for a given country or region. The Master Franchise has the right to manage and view all subordinate profiles (Franchises, Developers, Agencies, Agents, Referrals, Clients) in its assigned country. It is responsible for local settings, status management, defining commission models, and reviewing total sales and subscriptions in its region.
1.2 Developer (Razvijalec / Investitor)
A legal entity that develops real estate or investment projects. In the IT system, the Developer has limited visibility — they can see exclusively their own downline: their own agencies, agents, referrers, and clients directly tied to their projects.
1.3 Agency (Agencija)
A real estate, insurance, or brokerage agency. In the system, it has the right to view exclusively its own downline: its own subordinate agencies, agents, referrers, and clients. Access to data of other agencies or superior structures is strictly prohibited (GDPR and business confidentiality).
Obtaining and maintaining Master Franchise status is contingent on meeting strict financial obligations and key performance indicators (KPIs).
2.1 Master Franchise fee structure
The basic annual fee (Master Franchise Fee) is determined based on the size of the market (population):
- Markets with fewer than 1 million inhabitants: Minimum annual fee is 25,000 EUR.
- Markets with more than 1 million inhabitants: Minimum annual fee is 50,000 EUR.
- Monthly fee: Minimum 1,500 EUR (a model based on a ratio/percentage of generated revenue is preferred).
Findes Group sets the maximum number of permitted sub-franchises for each individual country.
2.2 Letni KPI cilji (Targets)
To maintain exclusivity, the Master Franchise must achieve the following targets on an annual basis:
- Sale of at least 5 sub-licences (sub-licenses).
- Onboarding of at least 25+ developers (Developers).
- Onboarding of at least 70+ agencies (Agencies).
- Activation of at least 250+ active agents.
- Annual sales volume of 100 units with an average value of 250,000 EUR per unit.
- Expected annual growth (YoY growth) of 20%.
3.1 Royal Fee (Licence fee)
A "Royal Fee" is charged on all completed transactions within the system and distributed as follows:
- 2% belongs to Investra HQ (Headquarters).
- 1% belongs to the local Master Franchise (Master Franchise).
3.2 Standard brokerage commissions
| Vrsta posla | Standardna provizija (B2B) | Payment conditions |
|---|---|---|
| Sales (Real Estate/Investments) | By agreement (depending on market and project) | Upon successful completion of ownership transfer and payment of the purchase price. |
| Long-term rental | Up to 50% of brokerage commission | Upon signing the rental agreement and payment of the deposit/first rent. |
| Daily booking (Short-term) | Percentage of the completed overnight stay | Upon successful completion of the overnight stay (check-out) and receipt of guest payment. |
| Licence sales (SaaS/White-label) | 10% - 20% od vrednosti licence | Upon each subscription payment (recurring) during the term of the contract. |
Insurance products
The brokerage of insurance products is not covered by this policy. Any cooperation in the field of insurance is governed exclusively by Findes plus d.o.o. or Findes plus 2 d.o.o. in accordance with the provisions of AZN and ZZavar-1.
For agencies and partners who purchase a White-Label service, Findes Group provides technological infrastructure under the following conditions:
- Domain and Branding: The partner may host the system on their own domain (e.g. agency.com) and use their own logos and corporate identity (CI).
- CMS System: The partner receives full access to the content management system (CMS) for editing their own website.
- Cross-posting: Listings (e.g. properties) created in the White-Label system can be automatically synchronised and published (cross-posted) on the global Investra.io marketplace for greater reach.
- Rights limitation: The source code, database architecture, and AI algorithms remain the exclusive property of Findes Group. The partner obtains only a licence to use them.
To ensure the security of all parties involved in larger investment transactions (real estate, acquisitions), the following standardised procedure is mandatory:
- Letter of Intent (LOI): Signing of a non-binding letter of intent between the investor and the developer/seller.
- Due Diligence: Verification of the legal and financial status (absence of debts, disputes, protection of IP rights).
- Escrow account: The purchase price is deposited into a secure fiduciary (Escrow) account held by a notary or authorised bank.
- Tranche payments: Option for structured payments (e.g. partial payment upon signing, remainder upon reaching milestones).
- Completion (Wire Transfer): Transfer of ownership and final disbursement of funds (including commissions) from the Escrow account.
The seller's representations and warranties regarding encumbrances and legal status are a mandatory part of every purchase agreement.
6.1 Confidentiality: The partner undertakes to protect as strictly confidential all information, client data, technological solutions (including AI models), business models, and know-how obtained during cooperation with Findes Group.
6.2 Non-Compete: The partner undertakes not to develop, offer, or participate in projects that represent direct competition to Findes Group partner portals (Investra.io, Unifyr.space) in the agreed geographic area, during the term of the agreement and for 24 months after its termination.
6.3 Non-Circumvention: The partner may not directly conduct business with clients, investors, or suppliers introduced to them by Findes Group, with the aim of avoiding payment of commission or Royal Fee.
Local Operations & Master Franchise
Findes Marketing d.o.o.
Litostrojska cesta 44A, 1000 Ljubljana, SI
Reg. No.: 9004459000
info@findes.si
IT Platform & Global Distribution
Investra International Ltd
128 City Road, London EC1V 2NX, UK
Company No. 16626956
legal@findes.si